BVN expands to:

**The reasoning** BVN stands for **Bank Verification Number**. This is a unique 11-digit identifier assigned to every bank customer in Nigeria by the Central Bank of Nigeria (CBN). It was introduced in 2014 to reduce banking fraud, standardize customer identification across all banks, and strengthen Know Your Customer (KYC) regulations. Your BVN stays with you for life, even if you switch banks — it's tied to your biometric data (fingerprints, photo, etc.), not to any specific account. **Why the wrong options tempt you** - **B) Bank Validation Network** sounds technical and official, mixing "validation" (which relates to verification) with "network" (suggesting connectivity between banks). But it's just close enough to mislead. - **C) Branch Verified Note** and **D) Bank Voucher Number** use familiar banking words but have no real connection to the BVN system. They're distractors playing on surface-level recognition. **Quick takeaway** BVN = **Bank Verification Number** — your permanent banking identity card in Nigeria's financial system, linking YOU (not just your account) across all banks.