Banking and Finance
GCE Commerce

11 Banking and Finance practice questions covering everything you need for GCE.

Drill Banking and Finance

Sample Banking and Finance questions

Q12019· MEDIUM

a) Define a commercial bank and state THREE functions it performs in an economy. (6 marks) b) Explain FOUR ways in which a central bank controls credit in an economy. (8 marks) c) State ONE difference…

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Q22020· EASY

a) Explain the meaning of each of the following types of bank accounts: i) Current account ii) Savings account iii) Fixed deposit account (6 marks) b) State and explain FOUR services rendered…

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Q32023· MEDIUM

The minimum amount of money that commercial banks in Nigeria are required by the Central Bank of Nigeria to keep in reserve is known as

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Q42024· MEDIUM

A trader deposited ₦500,000 in a fixed deposit account at an annual interest rate of 12% for 9 months. How much interest did the trader earn at the end of the period?

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Q52023· MEDIUM

Which of the following instruments is NOT a negotiable instrument?

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Q62022· HARD

The function of a commercial bank that distinguishes it most from other financial institutions is

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Q72022· EASY

A cheque drawn by a bank on itself and signed by an authorized bank official is called a

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Q82024· HARD

Chukwuemeka borrowed ₦200,000 from a commercial bank at a compound interest rate of 10% per annum. If he repays the loan after 2 years, the total amount he will repay is

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Q92021· EASY

Which of the following types of account would be MOST suitable for a businessman who makes frequent withdrawals and deposits daily?

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Q102021· HARD

When the Central Bank of Nigeria sells government securities to commercial banks, the likely effect on the economy is that

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Q112023· EASY

Which of the following best describes a central bank?

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